Farm and Ranch Insurance

Farm and Ranch Insurance

With over 12 years of experience insuring agriculture-related accounts, we understand the risks and liabilities that farm and ranch owners like you are exposed to. As a farmer or rancher, your insurance should cover your home and property, as well as provide personal/business liability protection.

Bagnall Shaw Insurance's Farm and Ranch Insurance policies can provide coverage for both your commercial and personal insurance requirements. We insure almost any type of small and mid-size agricultural operation, including:

     - Livestock operations
     - Grain operations
     - Hay and forage
     - Row and field crops
     - Fruits and vegetables
     - Orchards and vineyards
     - Roadside stands

Get a tailored farm and ranch policy Protect your farm or ranch with a tailored policy that combines various coverages into one convenient package. A ranch insurance policy covers your property and provides liability coverage that can be tailored to the needs of your home and ranch operations.  While ranch insurance policies differ, in general you’ll find four areas of protection:

     - Home and contents, including detached garages and other personal use buildings
     - Ranch personal property
     - Ranch structures
     - Liability protection

Why do I need insurance for my farm or ranch? 

Your farm is a complex operation that requires specialized insurance protection. That’s why you need Bagnall Shaw Insurance's carrier partners created specifically for farms and ranches. Here are some actual claims our carrier partners have paid out to customers: 

​      "Our customer’s cattle got out and fell into the swimming pool, causing damage to the pool structure." 
      "A hay stack caught on fire due to spontaneous combustion." 
      "Our customer unknowingly sold moldy hay to another farmer and his cattle got sick from eating it." 
      "A hay baler caught a rock and damaged the combine." 
      "A visitor suffered injuries after tripping on our customer’s property."

What types of loss will my policy cover?

It's important to understand which types of loss your ranch insurance policy covers to make sure you have the right amount of protection. Your agent can explain which losses are covered within each property classification of your ranch insurance.

Additional farm insurance policy coverages  

Customize your policy with optional endorsements and coverages, including protection for your vehicles, home, property and livestock.

Certified Farm Agents On Staff

We only use Certified Farm Agents to make sure that you get the best price and coverage possible. It’s one of the reasons why our Bagnall Shaw agents are the best in the business!  Our agents are here to ensure you have the insurance coverage you need, while keeping costs reasonable. The better our agents know and understand your business, the better they can act as your trusted partners. And helping ensure you have the insurance coverages you need, while keeping costs down!
(717) 431-8383​
401 W. Orange Street
Lancaster, PA 17603​
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